Wow there seems to be something for everyone and I guess knowing what is available is the first step in being able to find what you are looking for. I decided to investigate Picnik an online photo editor. I found it interesting but not what I was really looking for. I use Picasa and find it great for organising my photos and giving me easy access. It is very simple to email photos from Picasa and it automatically resizes them as well.
These are a few other sites that I thought sounded good or interesting. I did explore a few other sites at well but some seemed to be inhabited by 12 year olds and though they sounded fun didn't live up to expectations.
photolinko free photo hosting
trugo a personal way to express yourself
orca a computer desktop on a homepage
fam fridge connecting families closer together